| The time to start thinking about retirement is always | | | | And those little bits that you save, if put into a 401k |
| today, right now, right this second. The sooner you | | | | or IRA, will be invested and earn you returns over |
| start saving and investing the more time your savings | | | | the years. The money you save when you're fifty |
| have to grow and become what you'll need to live on | | | | will have a lot less time to be invested and earn you |
| in retirement, but that's not the only reason it's | | | | returns than the money you invest when you're 25 |
| better to start saving sooner. | | | | years old. |
| During your lifespan there will always be a reason to | | | | More than just the money part, you'll want to start |
| put off saving for retirement. Whether it's paying off | | | | imaging what it is you want to do during your |
| student loans, that you're not making as much | | | | retirement. Do you want to travel the world, play |
| money as you believe you will be later, that you're | | | | golf, take classes, learn to sew? A good thing to ask |
| buying a home, remodeling the kitchen, having | | | | yourself is what do you not have time to do right |
| children, buying a car... and the list of constant | | | | now? These are things you can pursue in retirement. |
| possibilities goes on. Life, and it's expenses, aren't | | | | It's important to think about these things ahead of |
| going to stop at some point and put up a sign that | | | | time, not only so you have some direction when the |
| says OK, now it's time to save for retirement! | | | | time comes, but so that you can play for any |
| Most Americans aren't saving enough for retirement, | | | | additional expenses you'll want to save for. What |
| it's a fact. The earlier you start putting some aside | | | | you'll be doing in retirement will have an effect on the |
| the easier it will be to make a habit of it. Certainly | | | | amount you'll need for your yearly income, and the |
| there may be times where you really won't be | | | | amount you'll need to save now overall. |
| putting much aside at all, but every little bit counts. | | | | |