| ign="center"> | | | | necessary repairs made. |
| If you live in the Denver area, high winds and hail are | | | | Most people are understandably confused by the |
| just a part of life. Your home can be damaged by | | | | claim process. Unfortunately there are a lot of myths |
| these and you may not be aware of it. Now | | | | out there, some of which are: If I file a claim, then |
| youâre probably like most people and | | | | Iâll lose my coverage or it will raise my |
| wonder if itâs worth making a claim for | | | | premium. FALSE. There are state laws in place to |
| something that didnât do | | | | protect you from that happening. The Insurance |
| ânoticeableâ damage? The answer | | | | Company will send its own roofer out to do the |
| is YES. Both wind and hail storms can seriously affect | | | | work and I wonât have any say over the |
| the integrity of your roof, siding, windows and | | | | quality or schedule of the work. FALSE. You the |
| gutters without leaving obvious damage. The result | | | | homeowner are responsible for choosing the |
| could be a major costly problem in a year or so, and | | | | contractor that you are most comfortable with. My |
| by then it will be too late to have the insurance pay | | | | roof is new so itâs covered by the |
| for it. Why? Because there is a time limit with most | | | | manufacturers warranty. FALSE. Warrantees become |
| insurance carriers on how long after a storm that you | | | | null and void after a storm has caused damage. |
| can still file a claim. Now after that time period is up, | | | | So to conclude if there was a hail storm in your area |
| your insurance carrier will not only agree that you | | | | or you suspect damage call a professional company |
| have storm related damage, but the may also deny | | | | to determine whether or not you should file a claim |
| any future claims because you never had the | | | | for storm related damage. |